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Get free checking with great perks.

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Spend Freely

All Expedition Checking Accounts Offer...

  • No Monthly Fees with eStatements 
  • No Minimum Balance Fees — (all Checking Accounts have a minimum opening deposit of $5)
  • Free Bill Pay — you have control over whether you want to send one bill at a time, or set auto-pay!
  • Overdraft Protection — select from several options, transfers from your Savings are free!
  • Mobile Wallets — add ease & security by paying through your phone.
  • Access to over 60,000 surcharge-free ATMs (MoneyPass & Co-Op Networks)

Now earn up to $10 per month in Cash Back Checking Rewards1 or earn 3.04% APY* on up to $20,000 in a High Yield Checking2!
On September 1, 2023, Expedition CU increased the rewards, when qualifications* are met, for both the Cash Back Checking and High Yield Checking. Compare the options below or contact a representative to find the best solution for your journey! 

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Cash Back Checking

Get cash back for using your debit card! To qualify, simply make at least 12 purchases a month with your Expedition debit card & sign up for eStatements. 
  • Refunds on ATM withdrawal fees nationwide*
  • Free checking that pays you back
  • Earn 2.00% cash back on up to $500 in monthly debit card purchases when qualifications are met.* That's up to $120 cash back per year, $10 per month!

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* To earn cash back you must have at least 12 Expedition debit card purchases clear your account within the monthly statement cycle & be enrolled in eStatements. $5 minimum deposit to open. Refunds on ATM withdrawal fees, nationwide (up to $20 monthly) Read More... * When monthly qualifications are met, you will receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Domestic ATM fees incurred using Cash Back debit card during qualification cycle will be reimbursed up to $20 per month if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning on the first day of the calendar month through the last day of the calendar month. We reserve the right to convert your Cash Back Checking to a Basic Checking Account if the account does not meet the monthly qualification criteria over three (3) consecutive statement cycles.
*Receive a $200 Bonus upon opening a new Rewards Checking Account (either Cash Back Checking or High Yield Checking) between May 15, 2023 and September 4, 2023. Offer not valid for those who have or had a checking account with Expedition Credit Union in the last twelve (12) months. To qualify for the $200 offer, new checking account must receive two (2) automatic deposits from payroll, pension payment, social security, or other government payments from an outside employer or outside agency (branch deposits, Shared Branch deposits, bank-to-bank transfers, mobile deposits, ATM deposits, or person-to-person transactions do not qualify) totaling at least $600 within 120 days from account opening. Account must remain open for six (6) months. The $200 Bonus will be deposited into the Rewards Checking Account within 30 days after meeting the Automatic Deposit requirement. Expedition reserves the right to terminate bonus payout if the qualifications are not met, the account is not in good standing, or if the account does not remain open for at least six (6) months. Limit of one account per Member may be included in promotion. The incentive is subject to federal and state tax requirements. This offer is subject to end at Expedition’s discretion. Membership Share with a minimum of $5 opening deposit required and Checking Account requires an additional minimum of $5 opening deposit.
*Receive a $200 Bonus upon opening a new Rewards Checking Account (either Cash Back Checking or High Yield Checking) between May 15, 2023 and September 4, 2023. Offer not valid for those who have or had a checking account with Expedition Credit Union in the last twelve (12) months. To qualify for the $200 offer, new checking account must receive two (2) automatic deposits from payroll, pension payment, social security, or other government payments from an outside employer or outside agency (branch deposits, Shared Branch deposits, bank-to-bank transfers, mobile deposits, ATM deposits, or person-to-person transactions do not qualify) totaling at least $600 within 120 days from account opening. Account must remain open for six (6) months. The $200 Bonus will be deposited into the Rewards Checking Account within 30 days after meeting the Automatic Deposit requirement. Expedition reserves the right to terminate bonus payout if the qualifications are not met, the account is not in good standing, or if the account does not remain open for at least six (6) months. Limit of one account per Member may be included in promotion. The incentive is subject to federal and state tax requirements. This offer is subject to end at Expedition’s discretion. Membership Share with a minimum of $5 opening deposit required and Checking Account requires an additional minimum of $5 opening deposit.

High Yield Checking

Get free checking that pays really high rates. Our free High Yield Checking account pays you to bank with us — instead of the other way around.
  • Refunds on ATM withdrawal fees nationwide*
  • Free checking that pays high dividends
    • 3.04% APY* on balances up to $20,000
    • 0.01% APY* paid on balance amounts of $20,000 and above
    • 0.01% APY* if qualifications aren't met

I am already a member, open new accountBecome a member today

*To earn reward dividends you must complete 12 debit card transactions each month and be enrolled in online banking and eStatements3. $5 minimum deposit to open. Refunds on ATM withdrawal fees, nationwide (up to $20 monthly). Read More... APY=Annual Percentage Yield. APYs accurate as of 09/01/2023. Rates may change after account is opened. For High Yield Checking, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 per month and credited to account on the last day of monthly statement cycle; (2) balances up to $20,000 receive APY of 3.04%; and (3) balances of $20,000 and over earn 0.01% interest rate on the portion of the balance $20,000 and above, resulting in 0.01%-3.04% APY depending on the balance. If qualifications are not met on High Yield Checking all balances earn 0.01% APY. Qualifying transactions must post to and settle in High Yield Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning on the first day of the calendar month through the last day of the calendar month. The advertised High Yield Checking APY is based on compounding interest. We reserve the right to convert your High Yield Checking to a Basic Checking Account if the account does not meet the monthly qualification criteria over three (3) consecutive statement cycles.
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Basic Checking

Get back to the basics. This simple checking account gives you everything you need — and none of the extras you don't. This account is easy to manage. Use online and mobile banking to access accounts remotely. Keep up with your finances with easy-to-read electronic statements. Enjoy all this and more when you choose Expedition CU!
  • Straightforward checking account
  • No minimum balance requirement*
  • Unlimited monthly transactions

I am already a member, open new accountBecome a member today

*$5 minimum deposit to open. No monthly fee with eStatements, otherwise a $2 monthly Paper Statement Fee applies.
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