Shared Branches
Auto Loans
Make a Payment**Fees may apply for payment services.
What's the first step in buying a vehicle?
Get Pre-approved before your shop to lock in a payment that works for your budget!
"When I unexpectedly needed a new car last month, they were quick to help me secure a loan with a great interest rate and had me in a vehicle that day." -Zachary
No Payments for 90 Days*
Apply today for new, used, or refinanced auto loans and cruise payment-free for 3 months!
For qualified borrowers
Get .25% Off1 New Auto Loans With Autopay!
1APR is Annual Percentage Rate.
Rates are subject to change without notice.
Rates are based
upon credit history and other factors so your actual rate may differ. Please
contact a loan officer for details on how your rate and term is
determined.
You can receive a .25% rate discount on new auto
loans with automatic payments.
Drive more, stress less.
Low competitive rates
- 100% financing available
- Quick approvals
Flexible terms
- Pre-approval options
New & Used Autos
Loan Rates Starting at
5.24% APR
APR = Annual Percentage Rate
Extended Warranty & Gap Insurance Options Available
Shift into savings.
- No Credit History Required
- Generous Loan Limits up to $25,000
- Flexible Loan Terms up to 60 months
100% Financing-
First-Time Auto Loan Rates
Zero Down Payment
8.24% APR*
10% or More Down Payment
7.24% APR*
Payment Examples:
For every $1,000 borrowed at 7.24% APR over 5 years, your monthly payment is $19.97.
For every $1,000 borrowed at 8.24% APR over 5 years, your monthly payment is $20.46.
*APR means Annual Percentage Rate. Rates current as of January 1, 2025, and subject to change. Must be at least 18 years old and have no previous auto credit to qualify. Refinance of existing auto loan allowed if purchased within the last 6 months. No credit required; however, no derogatory credit is allowed. Payment cannot exceed 20% of monthly gross income. Applicant must be able to prove a minimum of 6 months employment with your present employer and provide 2 paystubs or a signed employment contract and provide a recent paystub. Proof of insurance is required. Other conditions and qualifications may apply.
Gear up for your next adventure.
- Choose from a wide variety of recreational vehicles
- Flexible terms & payment options
- Get pre-approved before you shop
100% Financing available
- Local processing in MN
- Personal service from start to finish
Extended Warranty
Shield yourself from costly repairs with comprehensive warranties including roadside assistance and coverage for any mileage with Route 66 Extended Warranty..
Contact Us for a Quote
Insurance
Protect your car and enjoy competitive rates, online convenience, and affordable coverage from TruStage.
Frequently Asked Questions
It's time to get in the driver's seat.
You can finance a wide range of vehicles, including new and used cars, trucks, motorcycles, boats, and recreational vehicles (RVs). Additionally, we offer refinancing options for existing vehicle loans.
You can apply for an auto or recreational vehicle loan online by clicking the "Apply Now" button on our page or visit any of our branch locations. We also offer pre-approval options to help you shop confidently.
Eligibility for an auto or vehicle loan depends on several factors, including your credit history, income, employment status, vehicle year & value, and the amount you wish to borrow. Our friendly staff can guide you through the process to determine your eligibility.
Yes, we offer refinancing options for your existing auto and vehicle loans. Refinancing can help you secure better terms, lower interest rates, or adjust your repayment schedule to better fit your financial situation.
Our approval process is streamlined to ensure you receive a decision as quickly as possible. In many cases, you can receive approval within minutes when applying online or during your visit to our branch.