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Expedition CU helps you save today to meet your financial goals for tomorrow.
Membership Share Savings
At banks, a savings account is a safe place to keep your cash. But at Expedition CU, your Membership Savings account also serves as your share of ownership in a local, not-for-profit credit union.
- Pays competitive dividends on entire balance
- Your share of ownership in Expedition CU
- No monthly service charge
- Low $5 minimum balance to maintain & open membership
Whether you're saving for something special or just need a safety net, your share
savings account is the first step toward financial independence.
All accounts offer free...
Incentives are paid $1 for each "A" or equivalent in the subjects of Math, English/Reading/Language Arts/Writing, Science, Social Studies, Music/Art, and Physical Education. Up to $6 per report card.* Stop by a branch with your report card or call us for directions for mailing it in.
*May be subject to IRS Reporting
Youth Savings
Having a financially literate community is our passion, and we believe smart money management
begins early. Give your child a head start with a youth savings account. The account is built
around the principles of Save. Share. Spend.
Designed for younger members, this account
is easy to open and even easier to maintain. With online and mobile banking, your young saver
will learn how to manage their account — no matter where they are!
- Membership Share account designed for young members age 17 and under
- Competitive dividends on entire balance
- No monthly service charge
- $5 minimum balance requirement
- Establishes the importance of saving and know-how of saving money from an early age
- Grade Incentive Program
- Low $5 minimum share deposit to open
Savings Accounts
Even when we're dedicated to our savings goals, life has a habit of throwing us unexpected
expenses. Keep your savings on track with a secondary savings account dedicated to your specific
goal. So you can fund whatever it is you need — you name it.
Set aside money for the
holidays, a dream vacation, your upcoming wedding, and more. Earn competitive rates to grow your
balance quickly, and reach your goal that much faster.
Savings Accounts for a specific purpose, including:
- Holidays, weddings, vacations...and more!
- Competitive dividends on entire balance
- No monthly service charge
- No minimum balance requirement
- $5 minimum deposit to open
We make it easy to manage your account. With free services like online banking and mobile banking, you don't have to visit the credit union to make a transaction. Manage your money whenever and wherever it's most convenient for you.
Money Market Savings
Jump at the chance to earn higher variable dividends, and watch your savings add up! This account pays competitive yields, and higher balances earn higher rates.- Competitive, tiered rates
- Higher balances earn higher rates
- Enjoy flexibility with enhanced access to funds, including:
- Unlimited in-person withdrawals or by mail
- 6 free transactions per month by pre-authorized, automatic, telephone, online or similar order
- No monthly service charge
- $2,500 minimum deposit to open
Individual Retirement Account (IRA)
Expedition no longer offers new IRA plans and only provides options for existing IRA Accounts. If you are interested in retirement options*, please consider reaching out to our retirement planning partner, EFS Financial Advisors**.
**Securities offered through Advanced Advisor Group, Member FINRA & SIPC. Investment Advisory Services offered through Educators Financial Services, a Registered Investment Advisor.
440 Emerson St N Ste 4, Cambridge MN 55008 (877) 403-2374.
Advanced Advisor Group and Educators Financial Services are affiliates under common control D/B/A EFS Advisors and are not affiliated with Expedition Credit Union.
Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.
Coverdell Education Savings
Expedition no longer offers new Coverdell Education Savings plans and only provides options for existing Coverdell Education Savings Accounts. If you are interested in the Coverdell Education Savings options*, please consider reaching out to our retirement planning partner, EFS Financial Advisors**.
*Consult a tax advisor to discuss the best options for you.
**Securities offered through Advanced Advisor Group, Member FINRA & SIPC. Investment Advisory Services offered through Educators Financial Services, a Registered Investment Advisor.
440 Emerson St N Ste 4, Cambridge MN 55008 (877) 403-2374.
Advanced Advisor Group and Educators Financial Services are affiliates under common control D/B/A EFS Advisors and are not affiliated with Expedition Credit Union.
Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.
- Earn interest that grows, tax-free*
- Withdrawals are tax-free* when used toward qualified education expenses
- Annual contribution limits per child
- Contributions can be made until the child is 18
- Mandatory distribution by age 30
- Share Insurance up to at least $500,000
- $5 minimum deposit to open
Share Certificates
Few things in life are guaranteed — so when the chance to make a sure return pops up, a smart
investor takes it.
Share certificates offer fixed rates throughout your term, so you can plan
accordingly. Simply choose your term, then lock in your rate. It's a great way to meet
short-term financial goals and build up your investment portfolio.
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available
- No setup or maintenance fees
- Early withdrawals subject to penalty*
The certificates we offer include:
Flex Certificates
- $500 minimum deposit to open
- You may request a rate change one time during the life of the certificate.
*Members have a grace period of seven (7) days after maturity in which to deposit to a certificate or to withdraw funds in the account without being charged an early withdrawal penalty. Early withdrawal penalty is assessed on the funds withdrawn before maturity. Penalty determined by term of certificate.
Health Savings Account (HSA)
Expedition no longer offers new HSA plans and only provides options for existing Health Savings Accounts. If you are interested in HSA options*, please consider reaching out to our retirement planning partner, EFS Financial Advisors**.
*Consult a tax advisor to discuss the best options for you.
**Securities offered through Advanced Advisor Group, Member FINRA & SIPC. Investment Advisory Services offered through Educators Financial Services, a Registered Investment Advisor.
440 Emerson St N Ste 4, Cambridge MN 55008 (877) 403-2374.
Advanced Advisor Group and Educators Financial Services are affiliates under common control D/B/A EFS Advisors and are not affiliated with Expedition Credit Union.
Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.