Skip to main content

icon Save

Expedition CU helps you save today to meet your financial goals for tomorrow.

Open Account Calculators

Membership Share Savings

At banks, a savings account is a safe place to keep your cash. But at Expedition CU, a savings account serves as your share of ownership in your own local, not-for-profit credit union. We're proud to be an exclusive club for education providers throughout Minnesota and their families.

  • Savings account that pays competitive dividends on entire balance
  • Your share of ownership in Expedition CU
  • No monthly service charge
  • No minimum balance requirement
  • Low $5 minimum share deposit to open
 
friends hiking


Join today and start earning competitive dividends, too, so you can grow your balance quickly. Whether you're saving for something special or just need a safety net, your share savings account is the first step toward financial independence.

 
Parents, your kids can earn incentives for good grades!
Incentives are paid $1 for each "A" or equivalent in the subjects of Math, English/Reading/Language Arts/Writing, Science, Social Studies, Music/Art, and Physical Education. Up to $6 per report card.* Stop by a branch with your report card or call us for directions for mailing it in.

*May be subject to IRS Reporting
Teach children financial basics with It's a Money Thing! There are videos specifically made for children and young adults.

Youth Savings

Having a financially literate community is our passion, and we believe smart money management begins early. Give your child a head start with a youth savings account. The account is built around the principles of Save. Share. Spend.

Designed for younger members, this account is easy to open and even easier to maintain. With online and mobile banking, your young saver will learn how to manage their account — no matter where they are!

  • Membership Share account designed for young members age 17 and under
  • Competitive dividends on entire balance
  • No monthly service charge
  • No minimum balance requirement
  • Establishes the importance of saving and know-how of saving money from an early age
  • Grade Incentive Program
  • Low $5 minimum share deposit to open

Savings Accounts

Even when we're dedicated to our savings goals, life has a habit of throwing us unexpected expenses. Keep your savings on track with a secondary savings account dedicated to your specific goal. So you can fund whatever it is you need — you name it.

Set aside money for the holidays, a dream vacation, your upcoming wedding, and more. Earn competitive rates to grow your balance quickly, and reach your goal that much faster.

Savings Accounts for a specific purpose, including:

  • Holidays, weddings, vacations...and more!
  • Competitive dividends on entire balance
  • No monthly service charge
  • No minimum balance requirement
  • $5 minimum deposit to open
 

We make it easy to manage your account. With free services like online banking and mobile banking, you don't have to visit the credit union to make a transaction. Manage your money whenever and wherever it's most convenient for you.

Money Market Savings

Jump at the chance to earn higher variable dividends, and watch your savings add up! This account pays competitive yields, and higher balances earn higher rates.
  • Competitive, tiered rates
  • Higher balances earn higher rates
  • Enjoy flexibility with enhanced access to funds, including:
    • Unlimited in-person withdrawals or by mail
    • 6 free transactions per month by pre-authorized, automatic, telephone, online or similar order
  • No monthly service charge
  • $2,500 minimum deposit to open

 

Individual Retirement Account (IRA)

Expedition no longer offers new IRA plans and only provides options for existing IRA Accounts. If you are interested in retirement options*, please consider reaching out to our retirement planning partner, EFS Financial Advisors**.

*Consult a tax advisor to discuss the best options for you.

**Securities offered through Advanced Advisor Group, Member FINRA & SIPC. Investment Advisory Services offered through Educators Financial Services, a Registered Investment Advisor.

440 Emerson St N Ste 4, Cambridge MN 55008 (877) 403-2374.

Advanced Advisor Group and Educators Financial Services are affiliates under common control D/B/A EFS Advisors and are not affiliated with Expedition Credit Union.

Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.

 
 

Coverdell Education Savings

Expedition no longer offers new Coverdell Education Savings plans and only provides options for existing Coverdell Education Savings Accounts. If you are interested in the Coverdell Education Savings options*, please consider reaching out to our retirement planning partner, EFS Financial Advisors**.

*Consult a tax advisor to discuss the best options for you.

**Securities offered through Advanced Advisor Group, Member FINRA & SIPC. Investment Advisory Services offered through Educators Financial Services, a Registered Investment Advisor.

440 Emerson St N Ste 4, Cambridge MN 55008 (877) 403-2374.

Advanced Advisor Group and Educators Financial Services are affiliates under common control D/B/A EFS Advisors and are not affiliated with Expedition Credit Union.

Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.

  • Earn interest that grows, tax-free*
  • Withdrawals are tax-free* when used toward qualified education expenses
  • Annual contribution limits per child
  • Contributions can be made until the child is 18
  • Mandatory distribution by age 30
  • Share Insurance up to at least $500,000
  • $5 minimum deposit to open
*Consult your tax advisor.
 

Share Certificate of Deposit (CD)

Few things in life are guaranteed — so when the chance to make a sure return pops up, a smart investor takes it.

Share certificates offer fixed rates throughout your term, so you can plan accordingly. Simply choose your term, then lock in your rate. It's a great way to meet short-term financial goals and build up your investment portfolio.

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*

The certificates we offer include:

Flex Certificates

  • $500 minimum deposit to open
  • You may request a rate change one time during the life of the certificate.

*Members have a grace period of seven (7) days after maturity in which to deposit to a certificate or to withdraw funds in the account without being charged an early withdrawal penalty. Early withdrawal penalty is assessed on the funds withdrawn before maturity. Penalty determined by term of certificate.

 

Health Savings Account (HSA)

Expedition no longer offers new HSA plans and only provides options for existing Health Savings Accounts. If you are interested in HSA options*, please consider reaching out to our retirement planning partner, EFS Financial Advisors**.

*Consult a tax advisor to discuss the best options for you.

**Securities offered through Advanced Advisor Group, Member FINRA & SIPC. Investment Advisory Services offered through Educators Financial Services, a Registered Investment Advisor.

440 Emerson St N Ste 4, Cambridge MN 55008 (877) 403-2374.

Advanced Advisor Group and Educators Financial Services are affiliates under common control D/B/A EFS Advisors and are not affiliated with Expedition Credit Union.

Non-deposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.