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icon Skip-a-Pay Form

Skip up to two payments per qualified loan in a 12-month period*

Steps & Details for Skip-a-Pay

Follow the process below if you would like to skip a payment and are eligible.

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Skip-a-Pay Process

  • Cost: $30
  • Available all year round, members with eligibility may choose to skip up to two payments per loan in a 12-month period*
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     Online Banking: Click "Skip a Payment" under the "MORE" menu.
  • Check mark icon  Mobile App: Click ("☰") and select "Skip a Payment"
     
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     Submit the fee(s) using your Expedition Credit Union Account within the form, or charge a credit/debit card within the form.
  • Questions? Contact a loan officer using the Chat Feature on this site or by calling 651-264-0669 Option 1. If you do not have online access, use the form above to login and skip your loan!

*By participating in the Skip-a-Pay program, the terms and conditions of your loan agreement will apply except that, upon approval, you can choose to skip certain regular monthly payments without penalty during the deferral period set forth above. Interest will continue to accumulate on your loan during the month you skip your payment, deferral of your regular or minimum monthly payments may result in having to pay higher total FINANCE CHARGES, and your loan repayment schedule may be extended. (Under some circumstances, your payment may not cover the finance charges (interest) that accrue and "negative amortization" could occur.) Thereafter, you must make your regular monthly or minimum payments. All loan payments must be current to qualify, and may be subject to credit union approval. This offer does not apply to second mortgage loans, home equity lines of credit, credit card accounts, special purpose loans or energy loans. Regular monthly payments will resume the month(s) following any skipped payment.