Shared Branches
SPENDSpend Freely
All Expedition Checking Accounts Offer...
- No Monthly Fees with eStatements5
- No Minimum Balance Fees — (all Checking Accounts have a minimum opening deposit of $5)
- Free Bill Pay — you have control over whether you want to send one bill at a time, or set auto-pay!
- Overdraft Protection — select from several options, transfers from your Savings are free!
- Mobile Wallets — add ease & security by paying through your phone.
- Access to over 60,000 surcharge-free ATMs (MoneyPass & Co-Op Networks)
BENEFITS |
CASH BACKGain cash back on |
HIGH YIELDGet rewarded for |
BasicLow maintenance, |
|---|---|---|---|
| Gives Cash Back 1 |  |
||
| Earns Interest 2,3 | |
|
|
| Refunds on ATM Fees 4 | |
|
|
| Detailed Benefits | Earns 2.00%
Cash back on up to $300 monthly Debit Card Purchases when qualifications* are met.1 |
Earns 2.02%
APY† on balances up to $20,000 & earns 0.01% APY† on amounts $20,000 & above when qualifications* are met. Earns 0.01% even when qualifications are not met.2 |
Earns 0.05%
APY† when $1,000 minimum balance maintained.3 |
*To earn each monthly Reward for Cash Back & High Yield Accounts you must:
- Have at least 12 posted debit card purchases within the month
- Log in to Online Banking at least once monthly
- Be enrolled in eStatements
The Fine Print
†APY=Annual Percentage Yield. APYs accurate as of 01/01/2023.
1 Cash Back Checking:
When monthly qualifications are met, you will receive 2% cash back on
debit card purchases that post to and settle account during monthly qualification cycle up to a
total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and
settle account during the monthly qualification cycle. Transactions may take one or more banking
days from the date transaction was made to post to and settle an account. ATM-processed
transactions do not count towards qualifying debit card transactions. “Monthly Qualification
Cycle” means a period beginning on the first day of the calendar month through the last day of
the calendar month. We reserve the right to convert your Cash Back Checking to a Basic Checking
Account if the account does not meet the monthly qualification criteria over three (3)
consecutive statement cycles.
2 High Yield Checking:
Rates may change after account is opened. For High Yield Checking, if
qualifications are met each monthly qualification cycle: (1) balances up to $20,000 receive APY
of 2.02%; and (2) balances of $20,000 and over earn 0.01% interest rate on the portion of the
balance $20,000 and above, resulting in 0.01% - 2.02% APY depending on the balance. If
qualifications are not met on High Yield Checking, all balances earn 0.01% APY. Qualifying
transactions must post to and settle in High Yield Checking account during monthly qualification
cycle. Transactions may take one or more banking days from the date transaction was made to post
to and settle an account. ATM-processed transactions do not count towards qualifying debit card
transactions. “Monthly Qualification Cycle” means a period beginning on the first day of the
calendar month through the last day of the calendar month. The advertised High Yield Checking
APY is based on compounding interest. We reserve the right to convert your High Yield Checking
to a Basic Checking Account if the account does not meet the monthly qualification criteria over
three (3) consecutive statement cycles.
3 In order to earn interest, Basic Checking
Account must maintain a $1,000 minimum balance each day of the statement period.
4 Domestic ATM fees incurred during qualification cycle will be
reimbursed up to $20 per month if qualifications are met within monthly qualification cycle.
Reimbursements will be added to account on the last day of monthly statement cycle. ATM receipt
must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
5 Basic Checking Account has no monthly fee
with eStatements. A $2 paper statement fee per month applies without eStatements.
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