Shared Branches
SPENDSpend Freely
All Expedition Checking Accounts Offer...
- No Monthly Fees with eStatements4
- No Minimum Balance Fees — (all Checking Accounts have a minimum opening deposit of $5)
- Free Bill Pay — you have control over whether you want to send one bill at a time, or set auto-pay!
- Overdraft Protection — select from several options, transfers from your Savings are free!
- Mobile Wallets — add ease & security by paying through your phone.
- Access to over 60,000 surcharge-free ATMs (MoneyPass & Co-Op Networks)
Now earn up to $10 per month in Cash Back Checking Rewards1 or earn 3.04%
APY† on up to $20,000 in a High
Yield Checking2!
On September 1, 2023, Expedition CU increased the
rewards, when qualifications* are met, for both the Cash Back Checking and High Yield
Checking. Compare the options below or contact a representative to find the best solution for
your journey!
BENEFITS |
CASH BACKFREE Account Gain cash back on |
HIGH YIELDFree Account Get rewarded for |
BasicFREE account with |
|---|---|---|---|
| Gives Cash Back 1 |  |
||
| Earns Interest 2,3 | |
|
|
| Refunds on ATM Fees 5 | |
|
|
| Detailed Benefits | Earns 2.00%
Cash back on up to $500 in monthly Debit Card Purchases when qualifications* are met.1 |
Earns 3.04%
APY† on balances up to $20,000 & earns 0.01% APY† on amounts $20,000 & above when qualifications* are met. Earns 0.01% even when qualifications are not met.2 |
Earns 0.05%
APY† when $1,000 minimum balance maintained.3 |
*To earn each monthly Reward for Cash Back & High Yield Accounts you must:
- Have at least 12 posted debit card purchases within the month
- Be enrolled in eStatements
The Fine Print
†APY=Annual Percentage Yield. APYs accurate as of 09/01/2023.
1 Cash Back Checking:
When monthly qualifications are met, you will receive 2% cash back on
debit card purchases that post to and settle account during monthly qualification cycle up to a
total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and
settle account during the monthly qualification cycle. Transactions may take one or more banking
days from the date transaction was made to post to and settle an account. ATM-processed
transactions do not count towards qualifying debit card transactions. “Monthly Qualification
Cycle” means a period beginning on the first day of the calendar month through the last day of
the calendar month. We reserve the right to convert your Cash Back Checking to a Basic Checking
Account if the account does not meet the monthly qualification criteria over three (3)
consecutive statement cycles.
2 High Yield Checking:
Rates may change after account is opened. For High Yield Checking, if
qualifications are met each monthly qualification cycle: (1) balances up to $20,000 receive APY
of 3.04%; and (2) balances of $20,000 and over earn 0.01% interest rate on the portion of the
balance $20,000 and above, resulting in 0.01% - 3.04% APY depending on the balance. If
qualifications are not met on High Yield Checking, all balances earn 0.01% APY. Qualifying
transactions must post to and settle in High Yield Checking account during monthly qualification
cycle. Transactions may take one or more banking days from the date transaction was made to post
to and settle an account. ATM-processed transactions do not count towards qualifying debit card
transactions. “Monthly Qualification Cycle” means a period beginning on the first day of the
calendar month through the last day of the calendar month. The advertised High Yield Checking
APY is based on compounding interest. We reserve the right to convert your High Yield Checking
to a Basic Checking Account if the account does not meet the monthly qualification criteria over
three (3) consecutive statement cycles.
Basic Checking Account:
3 In order to earn interest, Basic Checking Account must
maintain a $1,000 minimum balance each day of the statement period.
4 Basic Checking Account has no monthly fee with eStatements. A
$2 paper statement fee per month applies without eStatements.
5 Domestic ATM fees incurred during qualification cycle will be
reimbursed up to $20 per month if qualifications are met within monthly qualification cycle.
Reimbursements will be added to account on the last day of monthly statement cycle.
Check out the Money
101 videos from It's a Money Thing. Learn the basics about money, checking
accounts, budgets, spending, and more!