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All your questions about borrowing money and paying it back can be found in this section.

It's a money thing

 

Loan Basics

Loans help finance some of our biggest goals in life. They can provide access to possibilities that we can’t afford upfront—possibilities like going to school, buying a home or starting a business (to name just a few).

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Breakdown of a Credit Score

You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them?

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Boost your Credit Score

Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good.
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Student Loans 101

If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need. Pursuing post-secondary education should be an exciting time in your life. You’re making decisions and opening up possibilities that will shape your future—a future that is adventurous and fulfilling and that decidedly does not include years and years of crippling debt.

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Strategies for Debt Repayment

Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal. To some, a debt might signify a major accomplishment or progress toward a large goal. To others, it might be a constant reminder of a time of crisis or hardship. It is perhaps these differences that make it challenging to talk openly about debt for fear of judgment.

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Demystifying Mortgages

Asking the right questions is an important part of every financial decision you make, and home
ownership is no exception. There are
questions for your financial institution, questions for your mortgage broker and questions for
your real estate agent. But what about the questions you should be asking yourself?

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Responding to Financial Emergencies

The COVID-19 pandemic is a sobering reminder that financial challenges come in all shapes
and sizes. Some obstacles—such as job loss or income reduction—are immediate and obvious.
Others—such as fear or uncertainty about the future—are more subtle, but they can still disrupt
our regular spending and saving patterns in a negative way.

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