Skip to main content

icon Fraud & Scam Alerts

Think You've Been Scammed? Read Below.

Current Scams & ID Theft Attempts

Scammers are always evolving! Check this page if you're unsure if something you experienced was a scam or fraudulent activity.

Fraud Alert
 
Looking for more? Try checking out these videos about scams from It's a Money Thing.

 

 

Call Spoofing Attempts on Expedition Members - January 13, 2023

Expedition has recently received reports of call spoofing - scammers are imitating calls that look like they originate from our local or 1-800 phone number. 

Phone scammers often disguise their identity by using illegal spoofing techniques to send false information to your caller ID display. To trick you into answering, spoofers may use local area codes and numbers that look familiar.

Please be aware and if you receive a suspicious call from someone claiming to be from Expedition, or our fraud department, asking for personal information, hang up & call us directly at 651.264.0669. 

Expedition Credit Union, including our fraud department, will never call you and ask you for your PIN, temporary access codes, online & mobile banking login information, credit card or debit card numbers.

When you call us, we do ask for personal information so we can verify your identity and protect your accounts - in those cases YOU INITIATE THE CALL, so you know you are speaking to an Expedition representative!

Please be on alert for this scam! 

Be extra cautious when anyone calls you and is asking for personal identifying information

.

 

 

 

 

For more information about call spoofing and other scams visit fcc.gov/spoofing.

 

 

 

 

Here are some good tips from the FCC to avoid being spoofed:

 

 

 

 

  • Don't answer calls from unknown numbers.
  • If you answer and it's not who you expected, don't hang on, HANG UP!
  • If a caller asks you to hit a button to stop getting calls, just hang up.
  • Never assume an unexpected call is legitimate. Hang up and call back using a number you can verify on a bill, a statement, or an official website.
  • Be suspicious. Con artists can be very convincing: They may ask innocuous questions, or sound threatening, or sometimes seem too good to be true.
  • Don’t give out personal information – account numbers, Social Security numbers or passwords – or answer security questions.
  • Use extreme caution if you are being pressured for immediate payment.
  • Ask your phone company about call blocking tools for landlines or apps for mobile devices.

 

If the call turns out to be a scam, please report spoofing scams to law enforcement, the FCC and the FTC.


FBI Fraud Alert

If you can answer “yes” to any of the following questions, you could be involved in a fraud or about to be scammed.

  • Is the check from an item you sold on the Internet, such as a car, boat, jewelry, etc?
  • Is the amount of the check more than the item’s selling price?
  • Did you receive the check via an overnight delivery service?
  • Is the check connected to communicating with someone by email?
  • Is the check drawn on a business or individual account that is different from the person buying your item or product?
  • Have you been informed that you were the winner of a lottery, such as Canadian, Australian, El Gordo, or El Mundo, that you did not enter?
  • Have you been instructed to either “wire”, “send” or “ship” money, as soon as possible, to a large U.S. city or to another country, such as Canada, England, or Nigeria?
  • Have you been asked to pay money to receive a deposit from another country such as Canada, England, or Nigeria?
  • Are you receiving pay or a commission for facilitating money transfers through your account?
  • Did you respond to an email requesting you to confirm, update, OR provide your account information?

Please note, Expedition CU employees will never call and ask for your Social Security Number, CVV2 (the number on the back of your debit or credit card), or passwords. If the caller is asking for these, you should hang up and call us on the main number.

If you believe you’ve been involved in a scam, fraud, or have unusual charges on your account, call us or send a secure message through online banking immediately!