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Start with basic information about money and what to do with it. Plus, get to know the myths behind credit unions.

It's a money thing


Income Essentials

What do you want to be when you grow up? Your income is influenced by four interconnected factors: career, education, skills and trends.

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Common Money Beliefs

How did you decide where to open your first bank account? Where did you learn to budget or pay bills? If you have a money question now, what do you do? Who do you turn to?

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Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.

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Know Your Checking Account

Checks hold an odd place in our personal finances. In many ways, checks seem like relics from a previous era. We maybe write one or two checks a month (usually for rent or similar bill-paying situations where electronic payment simply isn’t an option). This is vastly different from only a few decades ago, when checks represented more than 85% of all non-cash retail payments.
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Good vs. Bad Spending

When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.

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Responding to Financial Emergencies

The COVID-19 pandemic is a sobering reminder that financial challenges come in all shapes
and sizes. Some obstacles—such as job loss or income reduction—are immediate and obvious.
Others—such as fear or uncertainty about the future—are more subtle, but they can still disrupt
our regular spending and saving patterns in a negative way.

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Organizing Your Finances

Every year, it’s nice to do a bit of “financial spring cleaning” and declutter your filing cabinet, your desk drawers, and the various hiding places where miscellaneous scraps of paper tend to accumulate and multiply. Find out what you should be saving, and what’s OK to shred.

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Credit Union Myths

Even though there are over 5,000 credit unions in the United States, many misconceptions about their structure and their services still exist.
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